Looking for an Instant Credit Report and FICO Score?
Underwriting allows you to access credit history on demand without having to wait for your applicants to release their report to you. Underwriting is optional and available upon request. We recommend it if you own or manage 10 or more rental units.
Instant access to credit reports and scores is granted by the credit bureaus after the underwriting process is completed. All it takes is 2 steps and 3 -5 business days!
- Documentation: Submit documents to show you own or manage rentals. Documents required are listed below and vary depending on whether you are a broker, property management company, private company, or landlord.
- Onsite Physical Inspection: A 3rd party, approved by the major credit bureaus, inspects your home or commercial office to ensure your location is secure.
- The inspection fee is $59.95. An annual inspection is required if you have a home office. If you have a commercial office, an inspection is only required again if you move.
- You’ll need a paper shredder and locked filing cabinet to pass the inspection.